When we speak of
debt trouble, we always fancy ourselves in court faced with endless litigations, trapped behind the steel bars, and forever chained from freedom. Though it need not go that far if only we try to be more aggressive and assertive of our alternatives. It is true that we may be sentenced to jail but chances are relatively small. It may come as a threat but it'll be the last option for creditors who rather wish to negotiate than to have the sheriffs sequester property.
