I remember this famous song that says "don't bite more than you can chew." Unfortunately, we always end up spending more than we intend to. Why not, when credits are charming, seductive, and easy? Though when it comes to paying, it can be ugly, hard, and painful. Nobody sees the real thing coming, which pops out in surprises only to mess with our heads and our lives later on. While there are sensible reasons for borrowing, there are also tricky
types of loans and rates that turn into an actual bane of American living.
