They say that success is 10% inspiration and 90% perspiration, but when it comes to your
own financial schemes, 80% is attitude and 20% gratitude. The larger piece of your spending habit pie is accounted to your attitude. If all you can think about is ease and extravagance, then in no time you'll live with an empty pocket while your credit card relishes on those extra charges to further put you down in debt. You definitely don't get filthy rich using a credit card, but you can always save with a few bundles with cash. Whether you use cash or credit cards whenever you spend, you should always be thankful to have the benefit of your own purchasing power. There are two ways to express gratitude. One is to splurge and pamper yourself after a hard work. The other way is to save, after all, money is worth of your daily sacrifices in sweat and blood. You want to thank the opportunity and plan a bright future ahead of you.
