The world is too greedy and devastatingly selfish that when I hear people say non-profit, I laugh out in disbelief. Sorry for my cynicism but obviously, it's too good to be true. Just as a political candidate promises everything only if we elect him to office, same with
other treacherous schemes. Here's what debt negotiation firm has to claim. They are non-profit and they're an easy escape than bankruptcy. These firms will take care of your unsecured debts. They promise to give you a better deal that instead of paying the full debt, they can slash it off in half. Soon, they'll ask you to make payments to them and promises to do good with your account while they pay for your creditors. But the ultimate pitch is, it won't affect you in any way. No negative credit report or impact!
