Worst Case Debt Scenario

What could be worse than financial stress? Every bit of financial obligations and responsibility is tugging hard on your shirt and there's nowhere to run, no way to hide. All you'll have to do is release and seize a moment not to sigh out of relief but for the relentless financial beating, the phone rings almost in eternity. And who's it going to be? Oh, it's just the debt collector, don't worry for he'll complete your day!

Even if you think debt collectors are skunks whose mouth is full of shit, heed to their call. You're stupid enough to owe more than you can pay so don't make things worse than it already is. Beggars cannot be whiners. The number one rule is never lie. Your nose won't grow as long as Pinocchio's, but if caught, your ass will be dragged to court. So don't cheat, don't lie. Enough for the financial beating but so much for a legal tussle.

If you have the courage to settle the account, at least have the wit to confirm. Whether it's closed or settled, take time to check the credit reports. Clock's always ticking, so file a proper claim before you waive your legal right because of careless blunders.

If you're not a con artist, just don't dream of being one. Do not sell properties acquired through loaned money. Believe me when I say, the legal system will haunt you to death. But justice has their fair share, so if you can no longer take it off your heap, consult the devil's advocate...I mean a lawyer and weigh your options to escape the haunt alive. Remember that bad is always bad, but to be a fool is to turn something bad into worse!