Collectors who keep calling you to the point of getting into your nerves is the price you pay for having a debt. You have used a debt settlement program, but you wonder why are you still suffering from such big
amount of debts. Probably you have used the same poor ways that people who are still struggling to pay off their debts have used. Shame on you if you're unaware of what you have done before? Let me just remind you how did you arrive in your debt settlement nightmare, and how are you going to wake up.
First, you are a dummy when it comes to debt management. Managing and prioritizing debts are very important in debt settlement. If you're poor in this area, I suggest to take a refresher course in debt management to see where you went wrong. The second stupid way you've done is losing your job. How are you going to pay your debts if you don't have money to pay for it? Prepare your Curriculum Vitae and start searching for another job. Remember that debt relief companies are helping those who obviously want to help themselves. And the third and most moronic thing you did was you enrolled in a debt settlement program without reviewing how it works. The success of debt settlement program depends on your determination, and not on what other people can do for you. Even if they have a
good program, you will still spend a longer term in the shitpit of debt if you lack the determination to get out.
